Health Insurance Coverage is considered to be for the entire year in the year of birth or death of any member of the tax household. Due to this, when entering health insurance information on your return, if there has been a birth or death in the tax household during the return year, follow one of the sets of steps below in order to correctly calculate any penalty for the return. Select the instructions based on whether everyone else in the tax household had coverage or not along with whether the individual had coverage or not when they were alive. Information would still be entered as usual for all others in the tax household.

If everyone in the tax household did have health insurance coverage for the entire year (including the individual during the months they were alive):

Indicate that everyone in the household had insurance for all 12 months:

1. From within your TaxAct return (Online or Desktop), click Basic Info. On smaller devices, click the menu icon in the upper left-hand corner, then select Basic Info.  
2. Click Filing Status directly under the main menu.
3. Click Continue until you reach the screen titled Did you have qualified health insurance in 2018?
4. Select Yes if everyone in your tax household had qualified health insurance coverage for all of 2018.

Enter the date of death (dates of birth should already have been entered in the Basic Info section of the Q&A):

1. Click Federal. On smaller devices, click the menu icon in the upper left-hand corner, then select Federal.  
2. Click Basic Information in the Federal Quick Q&A Topics menu to expand the category and then click either Taxpayer or spouse deceased or Dependent(s) deceased
3. Enter the date of death for the taxpayer or spouse and then click Continue. For dependents, click Review for the deceased dependent and on the following screen enter the date of death and then click Continue.

If everyone in the tax household did have health insurance coverage for the entire year (EXCEPT the individual who did not have coverage for ALL the months they were alive):

Indicate that not everyone in the household had insurance for all 12 months:

1. From within your TaxAct return (Online or Desktop), click Basic Info. On smaller devices, click the menu icon in the upper left-hand corner, then select Basic Info.  
2. Click Filing Status (Desktop users, located directly below the tabs)
3. Click Continue until you reach the screen titled Did you have qualified health insurance in 2018?
4. Select No if everyone in your tax household did not have qualified health insurance coverage for all of 2018.

Enter the date of death (dates of birth should already have been entered in the Basic Info section of the Q&A):

1. Click Federal. On smaller devices, click the menu icon in the upper left-hand corner, then select Federal.  
2. Click Basic Information in the Federal Quick Q&A Topics menu to expand the category and then click either Taxpayer or spouse deceased or Dependent(s) deceased
3. Enter the date of death for the taxpayer or spouse and then click Continue. For dependents, click Review for the deceased dependent and on the following screen enter the date of death and then click Continue

Enter the coverage information for the individual (enter as usual the coverage information for all others in the tax household):

1. Click Federal.  On smaller devices, click the menu icon in the upper left-hand corner, then select Federal.
2. Click Health Insurance in the Federal Quick Q&A Topics menu to expand the category and then click Coverage information
3. In this section, for the individual, check the box for any month prior to the month they died or after the month they were born, in which they had coverage. Leave unchecked the month of death and any month after (or the month of birth and any month prior). If they did not have health insurance for any month, all of the boxes would be left unchecked. 

If everyone in the tax household did not have health insurance coverage for the entire year (including the individual when they were alive):

Indicate that not everyone in the household had insurance for all 12 months:

1. From within your TaxAct return (Online or Desktop), click Basic Info. On smaller devices, click the menu icon in the upper left-hand corner, then select Basic Info.  
2. Click Filing Status (Desktop users, located directly below the tabs)
3. Click Continue until you reach the screen titled Did you have qualified health insurance in 2018?
4. Select No if everyone in your tax household did not have qualified health insurance coverage for all of 2018.

Enter the date of death (dates of birth should already have been entered in the Basic Info section of the Q&A):

1. Click Federal. On smaller devices, click the menu icon in the upper left-hand corner, then select Federal.  
2. Click Basic Information in the Federal Quick Q&A Topics menu to expand the category and then click either Taxpayer or spouse deceased or Dependent(s) deceased
3. Enter the date of death for the taxpayer or spouse and then click Continue. For dependents, click Review for the deceased dependent and on the following screen enter the date of death and then click Continue

If everyone in the tax household did not have health insurance coverage for the entire year (EXCEPT the individual who DID have coverage for ALL the months they were alive):

Indicate that not everyone in the household had insurance for all 12 months:

1. From within your TaxAct return (Online or Desktop), click Basic Info. On smaller devices, click the menu icon in the upper left-hand corner, then select Basic Info.  
2. Click Filing Status (Desktop users, located directly below the tabs)
3. Click Continue until you reach the screen titled Did you have qualified health insurance in 2018?
4. Select No if everyone in your tax household did not have qualified health insurance coverage for all of 2018.

Enter the date of death (dates of birth should already have been entered in the Basic Info section of the Q&A):

1. Click Federal.
2. Click Basic Information in the Federal Quick Q&A Topics menu to expand the category and then click either Taxpayer or spouse deceased or Dependent(s) deceased
3. Enter the date of death for the taxpayer or spouse or, for dependents, click Continue and on the dependent screen click Review for the deceased dependent and on the following screen enter the date of death

Enter the coverage information for the individual (enter as usual the coverage information for all others in the tax household):

1. Click Federal.  On smaller devices, click the menu icon in the upper left-hand corner, then select Federal.
2. Click Health Insurance to expand the category and then click Coverage information
   
3. Select which documents you received or expect to receive and click Continue
4. In this section, for the individual, check the box for any month prior to the month they died or after the month they were born, in which they had coverage. Leave unchecked the month of death and any month after (or the month of birth and any month prior).