Eligible taxpayers who opt in to Republic Bank Early Access may receive their federal refund up to 5 days sooner than standard funding. An additional $25 Early Access fee applies for this service.

For more information about the product, see the Republic Bank Product Page.

Eligibility Requirements

The following limitations apply:

• Early Access is available for personal federal returns only. State refunds are not eligible for Early Access.
• Early Access is available with Refund Advance when a Refund Transfer (RT) is included in the offering. Early Access is not available when Refund Advance is selected without an RT